Smart Ways To Invest In The Stock Market: Tips From BNI Securities

Many individuals are increasingly interested in stock investment as a way to achieve long-term financial goals. However, it is important for investors to deepen their understanding of the investment world to make better and wiser decisions.

In line with the statement from the Indonesia Stock Exchange (IDX), which advises that stock investments should be approached rationally and not based on excessive speculation, PT BNI Sekuritas (BNI Sekuritas), a subsidiary of PT Bank Negara Indonesia (Persero) Tbk or BNI, offers some tips for investors, especially beginners, on how to apply rational and smart stock investment strategies:

1. Understand the Basics of Stock Investment: Before starting to invest, it is crucial to have a basic understanding of stock investment, including fundamental and technical analysis, which involves reading stock price charts, analyzing company financial reports, and understanding investment risks. Utilize educational resources about stock investment available online or through the investment platforms you use.

2. Choose Blue-Chip Stocks: Blue-chip stocks are shares from reputable companies with stable performance. One index that includes blue-chip stocks is LQ45. These stocks are generally safer for beginners due to their high liquidity and familiarity with market volatility. Examples of stocks in the LQ45 Index include PT Bank Negara Indonesia (Persero) Tbk (BBNI), PT Telkom Indonesia (Persero) Tbk (TLKM), and PT Bank Central Asia Tbk (BBCA).

Teddy Wishadi, SEVP Retail Markets & Technology at BNI Sekuritas, emphasizes that while blue-chip stocks are considered safer and have good fundamentals, investors should avoid rushing to buy at the highest prices. It is advisable for investors to first observe the stock price movements over the recent period before making a purchase.

3. Use a Comprehensive and User-Friendly Investment Platform: Choose an investment platform that offers information and education on stock investing, along with analytical features to help investors enhance their investment activities. One example is BIONS (BNI Sekuritas Innovative Online Trading System), which provides excellent features that assist investors in conducting both technical and fundamental analysis.

“For beginners, it is crucial to use a simple and easy-to-navigate investment platform. That’s why BIONS offers various features designed to support investors in their transactions. BIONS aims to be a partner for its clients in finding the right instruments for them. Clients can access free webinars discussing investment and capital markets, as well as daily stock recommendations from expert analysts,” explains Teddy.

4. Start with Periodic Investments: To reduce risk and take advantage of the dollar-cost averaging concept, investors are encouraged to begin with periodic investments. They can allocate a portion of their bonuses to buy stocks regularly over a set period, such as every month.

“Even as beginners, investors should focus on long-term investments. Long-term investing means making regular transactions and not panic-selling during stock price drops. During this regular transaction period, investors can use their time to learn more about investing and the performance of companies,” says Teddy.

5. Diversify Your Portfolio: Finally, investors must understand the importance of portfolio diversification. They can allocate their bonuses to various investment instruments to help reduce overall risk in their investment portfolio.

Tag: BNI Securities Stock Market